Lower Credit Card Debt

Repair America's Credit can show you how to Lower Credit Card Debt.

A good amount of your Credit Score is derived from the balance you have on your credit cards in comparison to the limits you have. Rule of thumb is that anything over 30% of the balance used will start to detract from the FICO Scores.

Example: You have a credit card with a limit of $10,000 You have a balance on the card of $ 7,000.00 This card has 70% of the limit used up so this would be a A Negative Item on your report and drag down your score.

The opposite of this would be if the card only had a $2,000 balance then it would be a positive and help push your score up.

This is an example of how Lower Credit Card Debt will help Improve Your FICO Score. Now this sounds great, all you have to do is pay down the credit cards and your score will shoot up. Right?

Well most of the time we find that our clients that have high credit card balances do not have the money to just pay down their cards. So we have established a program to help you with this.

Eliminate Credit Card Debt

We work for you to reduce your overall credit card debt. We work with the creditors on your behalf and negotiate a much lower amount to satisfy your debts. The end result is paying much less than you owe and getting back on track to increase your credit because you have successfully worked to Lower Your Credit Card Debt.

In addition to working with our clients to lower their credit card debt, we also find that there are other problems with their credit report such as late payments and collections. If this is the case, don’t worry. Repair America's Credit can help you with this as well.

We have Credit Repair Services that will delete any negative items that are on your report. If you have been looking around at these service, a lot of them start to sound the same. We know because We have looked at our competition for a long time and the truth is, We haven’t seen any other company out there that is doing what we do.

We do not dispute with the credit bureaus by sending them a letter. Instead we go directly to the creditors and negotiate with them to get the corrected information onto the report. Once we get the updated letter from the creditor, we then Update with the bureaus and get your Credit FICO Score Restored.

We move quickly and can usually complete the task within 30-45 days and sometimes even faster than that.

Reduce Credit Card Debt

We do not charge for the deletion of the items until we are done with the work. This is our Guarantee to you that we are going to get the job done. Since we don’t get paid until we have success on your report, you can rest assured that we are working as quickly as we can to get you the clean and pristine credit you want and deserve.

Just tell us how we can help you by competing our simple consultation form, on the right side of this page, and we will be in touch with you right away.

We have helped past clients by removing the following…

Late Payments on Credit Cards
Late Payments on Car Loans
Late Payments on Mortgages
Collection Accounts
Notice of Defaults
Repossessions
Judgments
Liens
Charge Offs
Tax Liens
Garnishments
And More

Tell us how we can help you by filling out our simple consultation form, on the right side of this page,.

Our Credit Repair and Debt Management and Settlement Service Centers were created to help our clients understand Debt Settlement Strategies and understand what Credit is and how to Maintain Great Credit once we are done with the Restoration Process and have Improved Their FICO Score.

Sign up now and let us show you what we can do for you.

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