Debt Consolidation Counselor

A Debt Consolidation Counselor can help you decide the best way to take care of the balances you owe on your various Credit Cards.

While Debt Consolidation Counselors work to help you solve your Credit and Debt Issues, you have to make sure you are working with the best one for you.

There are a number of different types of agencies that are offering their help.

Consumer Credit Counseling

Credit Counseling Services make their program sound like the most viable option but the truth is they can hurt you more than they can help. When you enroll into a Credit Counseling Service they will propose a payment plan that reduces your interest rates on the debts you owe and propose a payment plan. While this is great, your credit will also be flagged with a notation of “CCC” on your report. This "CCC" designation is treated the same as a Bankruptcy by lenders for any future financing you apply for in the future.

We know this because We have underwritten files for a few smaller Mortgage Lenders. If you are going to take this path, you are better off filing for Bankruptcy and ridding yourself of the debt altogether.

Repair America's Credit offers a better plan where we take over negotiations with your Creditors and negotiate Settled Payment Amounts which result in a discount of up to 70% if not more.

Repair America's Credit approaches your situation with your best interest at heart. We strive to Settle Your Debts with the maximum reduction in overall payout and we do it by creating an affordable payment plan that brings your life back into balance.

Debt Consolidation Programs

If you are considering speaking to a Debt Consolidation Counselor, be sure to speak with a representative at Repair America's Credit.

While we offer to work debt solutions to as many people as possible, not everyone will qualify to work with us. Because of the demand we are facing we have to ask the following criteria of our future clients…

Anyone who wishes to work with us must. . .

Have at least $10,000 in debts
Have a desire to eliminate debt and regain freedom
Be Willing to listen to our advisors as we guide your through our process
Be Motivated to be debt free in 18 – 36 months
Be Committed to staying on proposed program to completion
Be Ready and Prepared to take their Life Back
Be Serious about Eliminating Their Debt

If you want to be debt free in 18-36 months while maintaining a payment that is comfortable for you, then all you have to do is complete our simple consultation form, on the right side of this page, and we will be in touch with you right away.

If you have fallen behind on payments we can help.

Since you are here, just tell us about your situation by completing our simple online form and we will contact you right away to let you know your options and how we can help you.

We look forward to working with you and helping you resolve your debt issues and restore a happy life for you and your family.

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