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Bankruptcy Alternatives


If you are considering Bankruptcy then things have gotten pretty tough for your and your family with regards to your financial situation. We understand how it feels and are here to offer a Bankruptcy Alternative.


See, the truth is that you have more options than your probably know about.


Bankruptcy might have been presented and the “Quick Fix” and “End all to be all” of debt problems, but it can really be the beginning of more issues in the long run.


Before you make the decision to File for Bankruptcy, you have to explore all the Bankruptcy Alternatives. Debt Settlement is a major contender to filing Bankruptcy.


What is Debt Settlement?


Well to start it is a much more credit friendly way to deal with your debt you owe. Repair America's Credit specializes in protecting your long term credit by working with you to get your debts down to an affordable level and getting you debt free within 18-36 months WITHOUT filing for Bankruptcy.


How does it work?

Great Question. Repair America's Credit will evaluate the amount of debt you owe and then we look at your current financial situation and propose an affordable payment for you.


We then go to work for you and negotiate your debts down by as much as 70% or more and then give you up to 3 years to pay it off.


The end result is…


Massive debt reduction
Balances paid off in 18 months
No bankruptcy on your credit report

You have to remember that a Bankruptcy is for life. While the credit reporting Bureaus might say that they only show a Chapter 13 for seven years and a chapter 7 for 10 years, you will always have to answer YES to that question “have you EVER filed bankruptcy” which will be on every financing application you ever apply to for the rest of your life.


Debt Consolidation

While we offer to work debt solutions to as many people as possible, not everyone will qualify to work with us. Because of the demand we are facing we have to ask the following criteria of our future clients…


Anyone who wishes to work with us must. . .


unsecured debt consolidation Have at least $10,000 in debts
unsecured credit card debt consolidation Have a desire to eliminate debt and regain freedom
Debt Reduction Counselors Be Willing to listen to our advisors as we guide your through our process
Credit Card Debt Free Be Motivated to be debt free in 18 – 36 months
Debt Settlement Program Be Committed to staying on proposed program to completion
debtconsolidation Be Ready and Prepared to take their Life Back
Best Debt Consolidation Be Serious about Eliminating Their Debt

If you want to be debt free in 18-36 months while maintaining a payment that is comfortable for you, then all you have to do is complete our simple consultation form, on the right side of this page, and we will be in touch with you right away.





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First Name
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Unsecured Debt
(Must be $10,000 or more.)
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Click Here to see what debt qualifies for our programs.

What Situations can we Help You With?
Get out of Massive Debt
Stop Harassing Collection Calls
Help me out of living paycheck to paycheck
I can’t keep up with the minimum payments
My credit card debt is out of control
I get a lot of mail from collectors
The bills are causing excessive stress

What are some of the benefits you would like to see with our assistance?
Calm and Relaxation from relief of debt
Peace and quiet with no more collection calls
Clarity by eliminating all confusing collection letters
Happiness by eliminating stress of bills
Knowing every dollar doesn’t have to go to bills

What else would you like to share with us?
Our Debt Consultants will be in touch with your quote as soon as they receive your submission.