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Avoid Filing Bankruptcy


If you are considering filing bankruptcy, you are in the right place to find information about how to Avoid Filing Bankruptcy.


When you meet with a Bankruptcy Attorney, they are going to make it sound like it will be a clean sweep and reset button for your debt and credit woes. Of course it will sound like a good option, it is the product they sell.


The truth is that Bankruptcy is a gut wrenching event that is anything but simple and comfortable. Ask anyone who has been through a bankruptcy and they will tell you about the uneasiness, and stress that it causes because you can go through the entire process of being labeled as a bankrupt person but not even be guaranteed that the courts will accept your petition for bankruptcy.


Talk about Unfair Uncertainty!


Chapter Bankruptcy

Other Reasons to Avoid Filing Bankruptcy are the implications that it will have on your credit. There are two types of Bankruptcy. Chapter Seven which is the full type Bankruptcy and wipes out all of your debt and then there is the Chapter 13 Bankruptcy which is more like a repayment plan.


Chapter seven will stay on your credit history for 10 years and a Chapter 13 will be there for seven years. While these terms on your credit report exist, the Truth is that Bankruptcy is for LIFE.


Many applications you fill out will ask if you have EVER filed for Bankruptcy and you are obligated to answer YES. No matter how old the Bankruptcy is you MUST answer YES.


Bankruptcy Avoidance

Repair America's Credit works with our client to help them Avoid Filing Bankruptcy and Avoid the stigma associated with this action.


We can work with your creditors to negotiate down your debts by as much as 70% or more and get you debt free in as little as 18-36 months depending on the amount of your debts.


We work with you to find a comfortable payment that is affordable and then we work with your creditors to negotiate the pay off amount.


We have seen so many cases where people had other options available to them but they consulted a Bankruptcy Attorney first and under the advice of the lawyer they filed Bankruptcy just because it was the business of that Lawyer to sell them bankruptcy.


Repair America's Credit is here to tell you that there are other ways.


Bankruptcy Filing Options

While we offer to work debt solutions to as many people as possible, not everyone will qualify to work with is. Because of the demand we are facing we have to as the following criteria of our future clients…


Anyone who wishes to work with us must. . .


unsecured debt consolidation Have at least $10,000 in debts
unsecured credit card debt consolidation Have a desire to eliminate debt and regain freedom
Debt Reduction Counselors Be Willing to listen to our advisors as we guide your through our process
Credit Card Debt Free Be Motivated to be debt free in 18 – 36 months
Debt Settlement Program Be Committed to staying on proposed program to completion
debtconsolidation Be Ready and Prepared to take their Life Back
Best Debt Consolidation Be Serious about Eliminating Their Debt

If you want to be debt free in 18-36 months while maintaining a payment that is comfortable for you, then all you have to do is complete our simple consultation form, on the right side of this page, and we will be in touch with you right away.




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What Situations can we Help You With?
Get out of Massive Debt
Stop Harassing Collection Calls
Help me out of living paycheck to paycheck
I can’t keep up with the minimum payments
My credit card debt is out of control
I get a lot of mail from collectors
The bills are causing excessive stress

What are some of the benefits you would like to see with our assistance?
Calm and Relaxation from relief of debt
Peace and quiet with no more collection calls
Clarity by eliminating all confusing collection letters
Happiness by eliminating stress of bills
Knowing every dollar doesn’t have to go to bills

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Our Debt Consultants will be in touch with your quote as soon as they receive your submission.